Whether you are a first time buyer, looking to remortgage, move house or invest in a buy-to-let property, we can search thousands of mortgages to suit your individual needs.
There are a huge range of mortgages and property-related lending options available to property buyers and home owners nowadays.
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances.
Below are just a few of the main types of mortgages that we can offer, but please do get in touch if you're looking for something a little 'off the beaten track'. We're here to help!
First Time Buyer Mortgages
Before you choose a specific deal, you need to decide what type of mortgage is the most appropriate for your needs. In addition, people buying their first home often have specific needs when it comes to finding a mortgage. We therefore have access to a wide range of First Time Buyer mortgages that have been developed specifically for this market sector.
Buy To Let Mortgages
Whether you are taking early steps in the Buy To Let market, or already have a portfolio of properties, we can give you unbiased and up-to-date advice on a comprehensive range of Buy to Let products currently available on the market.
There is no guarantee that it will be possible to arrange continuous letting of the property, nor that rental income will be sufficient to meet the cost of the mortgage.
Remortgages
Remortgaging means switching your mortgage to another deal, sometimes with another lender, without moving property. We have helped a wide range of clients to remortgage across the South West over the years, and would love to help you too.
You may have to pay an early repayment charge to your existing lender if you remortgage.
An offset mortgage enables you to use your savings to reduce your mortgage balance and the interest you pay on it.
With options for overpayments and payment ‘holidays’, a flexible mortgage can make the traditional 25-year British mortgage look rather old-fashioned!
These are mortgages suited to people who are building a new home.
With a self build mortgage, money is released in stages as the build progresses.
CC Mortgages now have an exclusive Home Buying App.
Simply download the app from your usual app store and add the broker code 'cc-mortgages' and you’re in!
You then create an account and unlock some of the fantastic content to help you with your home buying goals.
The app is there to help you with all home buying related queries and offers helpful tips, such as how to get mortgage-ready and set up savings goals.